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Federal Grad PLUS Loan

  • Obtainable by graduate students
  • Fixed rate of interest of 8.5%
  • Should meet the requirements of federal credit
  • Might borrow equal to the COA less other financial aid counting other loans.
  • Payment starts within sixty days after the loan’s second disbursement, but might be deferred when attending the school half-time or more. Though, interest accrues daily, any interest that is unpaid will be charged to the principal amount as soon as the loan is ready for repayment.
  • Up to twenty five years for repayment if the amount borrowed exceeds $30,000. The standard term for repayment is ten years.