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Federal PLUS Loan

  • Available to parents of undergraduate students
  • Fixed interest rate of 8.5%
  • Must meet credit requirements
  • May borrow up to the Cost of Attendance minus other financial aid including other loans
  • Payment begins after the second disbursement of the loan
  • Up to 25 years to repay if total borrowed amount exceeds $30,000. Ten years is the standard repayment term